About

We have funding options to help you start, grow or buy a business - beginning at 0% interest for at least 12 months.

OTRO Financial is dedicated to helping startups and small businesses secure vital funding. Our mission is to empower entrepreneurs nationwide by providing flexible financial solutions tailored to your needs, so you can focus on getting your business started and growing. Whether your new business is intended to add a little extra to the family budget, or if you’re looking to create generational wealth – we have funding options for you – beginning at 0% interest for at least 12 months (often longer). Ask us for the details of this program. 

Our process is simple.

1. APPLY FOR FUNDING – Complete a short, no-cost, no obligation online application (see button below). Our system will automatically do a “soft pull” of your credit report (without any impact on your credit score) and will tell us how much funding you qualify for and which options to present.

2. CONVERSE – We’ll get on the phone with you and walk you through the funding amounts and options available to you. Our most-popular funding option comes at 0% interest for at least 12 months.

3. CHOOSE – If you like the option(s), you give us written permission to proceed in securing funding offers and/or new credit.

But everything starts with our review of your credit report.

80% of small business loan requests are denied by banks. You need an alternative. ''Otro'' means other or alternative. We have options for start-ups, young companies, old companies, RE fix & flip, etc.